5. It Covers Even the Uncommon Risks
Take an example of President Trump supporters clashing with Biden supporters in Los Angeles just near where you had parked your car. Since they are throwing stones at each other, your car is likely to be damaged and your windscreens shuttered.
Under third-party insurance, you will get stressed and think of how to repair the car from your own pocket. Your bad, if your bank account is red. However, the scenario under comprehensive car insurance is quite different. It becomes the responsibility of the insurance company to repair the car and pay for any stolen item from your car.
The case happens in case of a terrorist attack, floods, fire, earthquakes, or hailstones. If your car is caught in the midst of a storm, don’t worry because your insurance company is there to ensure everything is alright. That’s if you have been taking the comprehensive coverage.
I know someone could be asking, what happens if my car jerks or develops a technical hitch in the midst of the road far from a city? Well, you can’t believe it but under comprehensive car insurance, the insurer will tow the car from that place to the mechanic. They do the same in case of an accident.