8. They Are Fully Qualified
They are people who are real professionals in business insurance. Those are the guys to work with not the ones who are not sure the kind of coverage your business needs. There are things that no insurance company will tell you directly; you only get them from a qualified business insurance agent.
There are reliable sources in California where you can get qualified insurance agents including the National Association of Insurance Commissioners (NAIC) that can help you out. The directory of insurance agents in California can also be a great resource.

A good business insurance agent is certified and qualified with mostly financial planning degrees. They should have designations like Chartered Financial Counselor, Certified Insurance Agent, and Certified Financial Planner among others. That should tell you that they are learned.
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